Well, the Christmas activities have come and gone, and New Year's is right around the bend. It's at this time that a good bit of us make our well intentioned resolutions in an effort to better ourselves. As with all things worthwhile, challenges arise, and obstacles emerge. We want to be debt-free. We want to be in better shape. We want to travel more.
Whatever aspirations we may have may well be met with opposition. If they're worthwhile aspirations, this is almost always the case. Those opposing forces…
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